Corporate Profile

FNS Banchshares is the corporate parent of FNB Bank, a 17 unit retail and commercial bank serving central and southeast Tennessee, northwest Georgia, and northeast Alabama. FNB Bank was first organized as the Bank of Scottsboro in 1900.

FNS has grown throughout its history via both acquisition and de novo branching. Most recently, FNS acquired Capital Bank, serving the Chattanooga MSA from locations in Fort Oglethorpe, Ringgold, and Chickamauga Georgia. In 2017 FNS acquired Peoples State Bank of Commerce, with three locations in the Nashville MSA, Ardmore Tennessee, and Grant Alabama markets, and opened a new branch in Guntersville Alabama. Capital Bank and Peoples State Bank are fully integrated into FNB Bank and operate under the FNB Bank charter and brand.

FNS continues to focus on growth opportunities within and adjacent to its current geographies.



FNS Bancshares, Inc.

402 S. Broad Street
Scottsboro, AL 35768
(256) 259-6000

Investor Relations Contact

Steve Beaird
(256) 574-7301

Transfer Agent

Continental Stock Transfer & Trust Company, Inc.
1 State Street, 30th Floor
Attn: Customer Service
New York, NY 10004-1561

(800) 509-5586 8:30 am – 5:30 pm EST
Continental Shareholder Portal

Corporate Broker

Janney/Fig Partners
Contact: Eric Lawless
(404) 601-7200

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